Debt advice from Money Matters
If you are have money worries and can't afford to pay your rent, mortgage, council tax, gas/electricity bills, bank loans, credit cards or catalogues get in touch with your nearest Money Matters Advice Service.
Unexpected changes in your life can be enough to turn what was manageable debt into a serious problem. Unemployment, working fewer hours, having a baby, illness, bereavement or relationship problems are just some things that can lead to spiralling debt.
Our advisors can help by contacting the people you owe money to. We'll give you advice on all the options you have, including negotiating lower payments on your behalf. Representation at the sheriff court can be provided in certain cases raised by creditors trying to recover debt.
Setting a budget can help make your money go further, prevent debts running up and show you any changes that need to be made.
You will also find more information in our Money Matters publications.