People get into money problems for many different reasons and unexpected changes in a person's circumstances can be enough to turn what was a manageable debt into a serious problem.
We have advice for all kinds of things, from missed mortgage payments and the credit crunch to worries about paying fuel bills and advice on conserving energy in the home.
We have produced two handy booklets which provide help and advice on dealing with debt and financial problems; Money matters - Debt information guide and Money matters - Self help guide. (These links will open in new windows.) You can also drop in to your nearest Money Matters Advice Service or telephone to make an appointment.
Help is also available from National Debtline (a weblink for this can be found at the bottom of the page) a charity funded by the government and the private sector. You can also phone them on 0808 808 4000.