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Debt and money advice

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People get into money problems for many different reasons and unexpected changes in a person's circumstances can be enough to turn what was a manageable debt into a serious problem.

We have advice for all kinds of things, from missed mortgage payments and the credit crunch to worries about paying fuel bills and advice on conserving energy in the home.

We have produced two handy booklets which provide help and advice on dealing with debt and financial problems; Money matters - Debt information guide and Money matters - Self help guide. (These links will open in new windows.) You can also drop in to your nearest Money Matters Advice Service or telephone to make an appointment.

Help is also available from National Debtline (a weblink for this can be found at the bottom of the page) a charity funded by the government and the private sector. You can also phone them on 0808 808 4000.


Related information


Related weblinks

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Callcredit

Find out about your credit rating as well as debt and consumer advice on this site.
www.callcredit.co.uk

Carbon Emissions Reduction Target

The CERT programme provides grants and subsidies to all householders to improve the energy efficiency of their homes to help electricity and gas suppliers reduce carbon emissions.
www.defra.gov.uk/environment/climatechange/uk/household/supplier/index.htm

Consumer Focus

Consumer Focus is the voice of the consumer, working to secure a fair deal on their behalf. It has legislative powers and the site has energy advice and postal information.
www.consumerfocus.org.uk

Direct Government

This site provides one point of contact for information on all public services.
www.direct.gov.uk

Energy Action Scotland

Energy Action Scotland's website provides information about improving thermal insulation information on fuel poverty and energy efficiency.
www.eas.org.uk

Energy Saving Trust

This is the Energy Saving Trust site which contains a wealth of information regarding energy conservation and sustainable energy.
www.energysavingtrust.org.uk

Energylinx

Compare gas, electricity and renewables prices.
www.energylinx.co.uk

Equifax

Find out your credit rating online.
www.econsumer.equifax.co.uk

Experian

Monitor your credit report to have more control over financial and purchasing decisions.
www.uk.experian.com

National Debtline Scotland

The site provides free confidential and independent advice on how to deal with debt problems.
www.nationaldebtline.co.uk/scotland

Scottish Government advice on mortgage difficulties

Advice from Scottish Government for owner-occupiers facing problems paying their mortgage.
www.scotland.gov.uk/Topics/Built-Environment/Housing/access/grants/4418

Contacts

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South Lanarkshire Council Council Offices Almada Street Hamilton ML3 0AA. Phone 01698 454444

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