Launch Recite Me assistive technology myaccountMyAccount login image

Home contents insurance

We insure the structure of your home but the cover does not include what's inside, such as your furniture and personal belongings.

Replacing the contents of your home could prove very expensive. By purchasing tenants contents insurance, this means your personal belongings are insured against events including:

  • fire
  • theft
  • flooding / escape of water
  • accidental damage (if selected)

We work with the UK's largest insurer to offer home contents insurance that can be paid in weekly/fortnightly/monthly/annual instalments.

Unlike some insurance policies, there are no excesses so you will not have to pay anything in the event of a claim.

To apply for contents insurance, complete the application form below. After answering the first two questions, you will either get access to the rest of the form for you to complete, or you will be provided with the phone number for the Insurance Team for further assistance - remember to print off a copy of the application form for your records.

If you experience any issues when trying to submit your application, please contact us using the contact details shown on this page. Alternatively, you can save your application and email it to us at

The cost will depend on the amount of cover you need.

How to pay

Home contents insurance charges are added directly to your rent account, so you can pay online by making a payment to your rent account.

Making a claim

If you are insured through the council's scheme and wish to submit a claim following loss or damage to your household contents, please phone the loss adjuster Sedgewicks on 0345 604 8901 - refer to your tenants insurance policy booklet to check that you are covered and able to submit a claim.


Web rent

Acceptance restrictions may apply for conviction and claims experience. Terms and conditions apply, contact above.

The policy is underwritten by Aviva Insurance Limited. Aviva Insurance Limited, Registered in Scotland Number 2116. Registered Office: Pitheavlis, Perth PH2 0NH. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.



Contents Insurance Services


Floor 12
Council Offices
Almada Street
Phone: 0303 123 1024
Email: Contents Insurance Services