Scams are operated by criminals whose sole purpose is to identify victims and exploit them.
The average victim loses over £1000 to scams. Some have lost life savings and even re-mortgaged their home to pay off scam debts. The best way to protect yourself from the scammers is to be able to recognise and avoid their scams. It's estimated that only 5% of scams are ever reported so it can be difficult to know what's current and what to look out for.
What to consider before handing over money
- was the offer unsolicited
- did you actually enter the competition or lottery the prize is from
- is the offer from overseas
- do you have to respond at once, so as not to "miss out" and if so, what's the rush
- do you have to buy something or send money to win a prize
- do you have to give your bank account, credit card or other personal information
- why does your bank need you to confirm your account details or PIN number
- do you have to send money to a PO box number
- are you being asked to keep it confidential
- do you need to ring a premium rate telephone number to win a prize
- can you afford to lose the money if everything goes wrong
If it seems too good to be true it probably is!
We've published a directory of the latest scams notified to us by the Trading Standards National Scams Team. This will become a resource for you to help yourself and help others (who may not have access to the internet) to avoid becoming victims of the scammers.
In addition, there is a Scams Alert Network, emailing people directly to provide general consumer advice and to alert them of possible ongoing scams in their own area. The people who have agreed to receive the emails also spread the word among their friends and family.
For more information on the Scams Alert Network or to report a scam please email email@example.com.